Episode 137 - What Buyers Need to Know in Summit County

Welcome to Episode 137 of The Ski Summit Show

Ever dreamed of living in the heart of the Colorado mountains? I’m Matt Dayton—Breckenridge native, Olympian, and mountain real estate expert. Here on The Ski Summit Show, we dive into what it really takes to buy, invest, and live in iconic ski towns like Breckenridge, Frisco, and Keystone.

In this episode we cover what’s happening in Summit County, how to navigate resort lending, local fees, and taxes, and where the real estate market stands heading into winter.

What’s Happening in Summit County

The Rise and Shine Rando Series is back! This early morning uphill race series challenges participants to skin up the mountain at Keystone and Arapahoe Basin before sunrise. Competitors climb thousands of feet, transition gear in seconds, and ski back down—all at over 9,000 feet of elevation. It’s a test of endurance and a reminder that mountain life here never slows down.

View event details →

Summit County Real Estate News

Resort Properties & Lending

Buying a resort property isn’t quite the same as buying a primary home. Local lenders play a big role—especially when you’re dealing with “condo-tel” properties. These often don’t qualify for conventional loans backed by Fannie Mae or Freddie Mac, which can mean higher rates. Local lenders understand these nuances and can save you time, money, and frustration.

Local Area Fees & Taxes

Summit County’s property taxes remain relatively low compared to many other states. For example, a $1.5 million home might carry around $5,000 in annual property taxes. However, buyers should factor in HOA dues, which can vary widely depending on the property’s amenities and services, and transfer taxes—1% in Breckenridge and Frisco, and up to 2% in Keystone.

Market Trends

Inventory in Summit County has tightened slightly, nudging the market closer to a seller’s advantage. With improved interest rates and renewed buyer activity, both condos and single-family homes are seeing more movement—especially those in prime locations with short-term rental potential.

Market in a Minute

Breckenridge’s median single-family list price is currently $2.695M, with the Market Action Index rising to 26, signaling a slight shift toward a seller’s market. Condos remain balanced, offering opportunities for buyers who are ready to move before ski season heats up.

Check current market data →

Listing of the Week — 303 Red Sky Road, Wolcott, CO

This 2.88-acre property in Red Sky Ranch offers panoramic views, privacy, and direct access to world-class golf and skiing near Beaver Creek and Vail. My sister and I teamed up on this one—she’s based on the Vail side, and together we’re covering both valleys. It’s a perfect homesite for building your dream mountain retreat.

View the listing → 

Thanks for tuning in to Episode 137 of The Ski Summit Show. If you found this helpful, give it a like, leave a comment, and subscribe for more Colorado mountain real estate insights.

See you in the mountains soon…